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理財產品反彈不給力 銀行理財難回“5時代”

2013-01-06 08:45     來源：中國經濟網     編輯：王偉

　　如果要把過去的2012年銀行理財產品預期收益率劃出一個曲線的話，那么這條線一定呈現出逐漸下滑的趨勢，并且將銀行理財從“5時代”拖回了“4時代”。在年末攬儲的推動下，理財產品收益率理應會有所反彈，然而今年的“翹尾”卻顯得并不給力。

　　截止元旦假期前，北京十余家銀行網點，收益率能達到4.5%便屬不易，僅在平安銀行和包商銀行網點見到收益率超過5%的可售理財產品�！　�

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